If you never thought about wearing a wig before, and now suddenly need to get one, the following Q and A can help get you up to speed quickly.
NOTE: Every Insurance Plan (even government medical plans) vary from state to state, between contracts with unions and employers, for each job classification, etc. Policies may change from one year to the next. Check your insurance policy or ask your insurance provider...
Q: How do I ask if I am covered for a medical wig?
A: The Medical Term for a wig is an "Extra-cranial Prosthesis". Ask if they have any coverage for an Extra-cranial Prosthesis. You will also need the specific diagnosis. (For example: Alopecia alone is not a diagnosis - you need to know what type.)
Q: Who should I ask, my doctor or the insurance company?
A: It is often easier to speak to your doctor or the doctor's staff than the Insurance company. The doctor's office should be able to help find out if you are covered and for how much, just like with any other procedure they authorize.
They may require that the doctor write a prescription for an Extra-cranial Prosthesis to submit to your insurer.
Q: How much does insurance pay for a wig?
A: Some may pay $300 to $400. Others may pay the full amount up to $1,500 or more. Each policy is different.
NOTE: Some policies will pay for your wig once in a life time whilst others will pay for one annually.
Q: What is a flexible spending account?
A: You have funds that you can use annually for medical expenses, people have used this for purchasing their wig.
Q: Is my wig tax deductable?
A: According to the IRS Publication 502 - You can include in medical expenses the cost of a wig purchased upon the advice of a physician for the mental health of a patient who has lost all of his or her hair from disease.
NOTE: You can include in medical expenses only those amounts paid during the tax year for which you received no insurance or other reimbursement.
Q: What if I have Medicare or a similar government medical plan?
A: They often (but not always) cover part of the cost of an Extra-cranial Prosthesis (Wig). You need to ask your representative.
Q: What insurance to you take? Can you submit a claim to my insurance company?
A: We can help process claims for many insurance plans... or we can provide a medical receipt that you can submit to your insurance company for reimbursement.
Please Fax the documents to: 651-344-4330
or Email them to MyHairWig@gmail.com
Please do not send any original documents - they will NOT be returned.
We will let you know if it is successful or not within a few weeks.
We reccomend that you pay, at least the deposit, to avoid any delay in starting production of your order.
NOTE: We are a provider for Minnesota Health Care Programs (MHCP). If you are in that program, the process to submit a claim is the same as above.
Q: How can I get reimbursed from my insurance for the cost of my wig?
A: Follow these steps for reimbursement:
Q: What is the Healthcare Common Procedure Coding System (HCPCS) code for wigs?
A: The HCPCS code for wigs is A9282
Q: When my insurance isn't enough to cover my wig where do I turn?
A: People want to help. Often they are just not sure how. By letting them know what is important to you at this time, they can often rally together to help achieve your goals. You might want to go to the Caring Bridge, Facebook or Twitter to let people know what you are doing.
Q: Are there any organizations that can help?
A: Check out these Websites on our Friends, Family & Partners page...
Q: What have your clients done to raise money for their wigs?
A: Some people have organized a hair cutting party where goods and services are sold. Local businesses will often offer merchandise to these events. They get free advertising, it's a fun event and the proceeds go to purchasing your wig.
Q: Are there any foundations I can ask for help?
A: Ask your doctor as often there are local charities or programs specific for your area of diagnosis which may help you.
Q: How can I reach more people besides on the internet?
A: Yes you can share your story with the local TV station and people often help this way. Free neighborhood newspapers also like to write these stories. When our son needed help, an article in a local free newspaper brought us many volunteers and support.
Q: Are there other places which might help?
A: Try you place of worship, gym, hobby club, kids school, bakery, mechanic, hairdresser, grocer. Any place with whom you have a relationship might want to help.